Regular Contributor
Posts: 177
Registered: ‎10-02-2012
Re: Any Hope?

Thanks for the replies. I do belong to a CU, so I'm going to hit them up at the end of the month and see what happens. I know the rate won't be great, but my CU does automatic rate drops each year based on credit scores, they offer a .75% reduction for auto pay, and I can buy the loan down almost 2 points with 10% down. If I can get close to 10%, I'll be happy. I plan to pay $1,000 a month on it regardless what the payment is to pay it off sooner, the rate will just determine how much sooner.