Established Member
intherightdirection
Posts: 24
Registered: ‎08-20-2012
Re: Auto Loan Approvals!

This is for my BF:

 

APPROVING BANK: Acura Financial Services
BUREAU PULLED: Not sure
CREDIT SCORE: 703
CUSTOMER STATE OF RESIDENCE: CA
NEW/USED: New
YEAR OF VEHICLE: 2013
MAKE: Acura
MODEL: ILX
MILEAGE: 24
RETAIL/LEASE: Lease
AMOUNT OF LOAN:
TERM CONTRACTED: 36 mo
APR/LEASE RATE:
MONTHLY PAYMENT: $363
ANNUAL INCOME: ~$80,000
MISCELLANEOUS COMMENTARY: My BF applied online at Acura for the current lease specials (through 10/31/12). Didn't get immediate approval but received an email about an hour later that he was approved for 33k. Brought the approval certificate into the dealer and it was a pretty easy transaction. Zero drive off (meaninig zero $$$ up front) and payments of $363. The same model without the bells and whistles would have been $300 month. Also, could have received a lower payment for money up front.


Starting Score 08/12: EQ 526 | EX 552 | TU 569
Current Score: EQ 613 | EX 574 | TU 632
Goal Score: 700 Club