Community Leader
Senior Contributor
StartingOver10
Posts: 4,545
Registered: ‎03-06-2010
Re: Why Am I Not Getting Approved?
[ Edited ]

In your post you said you have only been making payments since Jan 2011 and not all of them were timely (that's how I took the word: almost).

How many lates do you have in your current car loan?

 

Is there a reason why you want to get another vehicle right away - you just got this one less than two years ago. Also, one of the factors might be your income in relation to the amount of car you are trying to buy.

 

What kind of vehicle and price have you been shopping?