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HSTV
Posts: 2
Registered: ‎10-08-2012
Re: Auto Loan Approvals!
APPROVING BANK: Wells Fargo Dealer Services
BUREAU PULLED: TransUnion
CREDIT SCORE: 555
CUSTOMER STATE OF RESIDENCE: CA
NEW/USED: USED
YEAR OF VEHICLE: 2011
MAKE: LEXUS
MODEL: IS250
MILEAGE: 20,000
RETAIL/LEASE: RETAIL
AMOUNT OF LOAN: 27,700 
TERM CONTRACTED: 72
APR/LEASE RATE: 8.79%
MONTHLY PAYMENT: $497
ANNUAL INCOME: $72,000
MISCELLANEOUS COMMENTARY: I had a BK discharged 7 months ago.  I tried Lexus financial, but they would only approve 20K at 17%, even though I am repeat customer. Went to Carmax, 3 lenders were 15% + , but Wells came in at 8.79%.  So I drove off with a payment under $500.  In contrast, 5 years ago with tier 1, through Toyota Financial I had a 5.9% on a camry.  So can't complain.
 
 
Pre-BK TU: 690
BK discharged: Feb 2012
Current: TU: 555