Valued Contributor
MsLadyRover
Posts: 2,829
Registered: ‎03-14-2012
Re: Auto Loan Approvals!
APPROVING BANK: Navy Federal Credit Union
BUREAU PULLED: Transunion
CREDIT SCORE: 667
CUSTOMER STATE OF RESIDENCE: Maryland
NEW/USED: New
YEAR OF VEHICLE: 2011
MAKE: BMW
MODEL: 328i xdrive
MILEAGE: 6437
RETAIL/LEASE: Retail
AMOUNT OF LOAN: $38,999
TERM CONTRACTED: 72 months
APR/LEASE RATE: 6.79%
MONTHLY PAYMENT: $664.37
ANNUAL INCOME: $85K
MISCELLANEOUS COMMENTARY: Approved 8/23/12 but did not find the car I wanted until 9/24/12.  Although the car was previously used, NFCU considered it a new car sale since it was a 2011 with less than 7000 miles.


Starting Score: 639 (Walmart TU)
Current Score: TU 715 (Barclay) EX 685 (myFICO) EQ 697 (myFICO)
Goal Score: 700 Across the Board (Mortgage Goal Achieved 1/31/2012!)

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