ds3 wrote:
ds3 wrote:
APPROVING BANK: VW
Bureau Pulled: Experian CREDIT SCORE: 675 Auto V8
CUSTOMER STATE OF RESIDENCE: CA
NEW/USED: New
YEAR OF VEHICLE: 2013
MAKE: Volkswagen
MODEL: Passat TDI SEL Premium
MILEAGE: 15
RETAIL/LEASE: Retail AMOUNT OF LOAN: $34300
TERM CONTRACTED: 60 months
APR/LEASE RATE: 10.19% MONTHLY PAYMENT: $744
ANNUAL INCOME: $93k
Update...my CU came in at 8.99. New pmnt of $665.
Update 2: Dealer came back with 7.9 and threw in a bunch of extras for $654 monthly. I went from a first offer of 20.99 at a different dealer to 7.9 in 2 days. The lesson I learned is shop around, which I have never done before.
