Valued Contributor
creditnocash
Posts: 2,255
Registered: ‎07-23-2012
Re: First Time Auto Loan- Chances of Approval?????

emshook wrote:
I'm definitely looking for a new car. Thank you everyone for the advice so far!

Would my auto enhanced score be a lot lower since I've never had an auto loan before? That's what I'm worried about, and now that I sold my car i really do only have the 4-6 weeks to buy so not any time to raise my score.

its a ymmv thing. 

ive never had any installment loans and pulled my credit from here the morning of and dealership pulled my reports about 2 hours later. 

tu was 690 eq 689   dealer said it was 708 tu pull. 

even though later i saw they pulled all three of my reports twice! (one from dealer and one from toyota financial) 

Current: Discover Fico 701 10/14 Walmart Fico 689 9/14

Inquiries (24 Months): EQ 3 TU 0 EX 0 | Most Recent: 09/26/2014


2014 Goals:
Lower Utility
47%(OUCH!!)
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Amex Zync(Unicorn)
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