Re: First Time Auto Loan- Chances of Approval??
10-09-2012 03:40 PM
I'm definitely looking for a new car. Thank you everyone for the advice so far!
Would my auto enhanced score be a lot lower since I've never had an auto loan before? That's what I'm worried about, and now that I sold my car i really do only have the 4-6 weeks to buy so not any time to raise my score.
its a ymmv thing.
ive never had any installment loans and pulled my credit from here the morning of and dealership pulled my reports about 2 hours later.
tu was 690 eq 689 dealer said it was 708 tu pull.
even though later i saw they pulled all three of my reports twice! (one from dealer and one from toyota financial)
|Current: EQ 735 Discover 9/5/13 Walmart TU 730 EX FICO 726 Amex Pull(1/1/13)|
Starting total revolving credit: $2600 | Current total revolving credit: 31k+
Inquiries (24 Months): EQ 8 TU 7 EX 8 | Most Recent: 09/04/2013
|Amex Zync(Unicorn) |
Citi Diamond Preferred$6000