Frequent Contributor
Hammer23
Posts: 339
Registered: ‎01-21-2012
Re: Looking to refi following a Ch7 BK

StartingOver10 wrote:

I was discharged from my BK in Jan 2009. I bought a used vehicle in Jan 2011 from a Toyota dealership and they were able to finance me with Chase.

I am self employed so its a little bit more difficult, but my interest rate is 7.14%

You might try Chase - it worked for me.


www.wellsfargodealerservices.com

 

www.capitalone.com/autoloans

 

 

Either one of those companies will refinance you post BK. 

 

My experience is that Wells has better terms than Cap 1 buy YMMV. My wife refied her car with WFDS after our BK at 8% 


Starting Score: 650
Current Score: TU 684 / EX 671 / EQ 624- Lender Pull
Goal Score: 725


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