Frequent Contributor
Posts: 428
Registered: ‎01-21-2012
Re: Looking to refi following a Ch7 BK

StartingOver10 wrote:

I was discharged from my BK in Jan 2009. I bought a used vehicle in Jan 2011 from a Toyota dealership and they were able to finance me with Chase.

I am self employed so its a little bit more difficult, but my interest rate is 7.14%

You might try Chase - it worked for me.


www.wellsfargodealerservices.com

 

www.capitalone.com/autoloans

 

 

Either one of those companies will refinance you post BK. 

 

My experience is that Wells has better terms than Cap 1 buy YMMV. My wife refied her car with WFDS after our BK at 8% 

WF Home Projects Visa $8500 / Towpath CU Visa $7000 / Chase Freedom Visa $5500 / Cap 1 QS Visa Sig $5000 / Barclaycard Ring MC $5000 / GE Lowes $5000 / Citi Best Buy MC $4250 / Barclaycard Rewards Visa $4000 / BFG CU Visa $3500 / Citi Sears$3000 / WF Visa $2000 / GE Walmart $1900 / GE Care Credit $1900 / GE Amazon $1400 / Cap 1 Kohls $1000 / GE Old Navy $800 / Webbank Fingerhut $700