Visitor
FNJ91011
Posts: 1
Registered: ‎10-12-2012
Re: Auto Loan Approvals!
APPROVING BANK: WELLS FARGO
BUREAU PULLED: EQUIFAX
CREDIT SCORE: EQUIFAX: 623, EXPERIAN: 636, TRANS: 630 
CUSTOMER STATE OF RESIDENCE: GEORGIA
NEW/USED: USED (BARELY) :smileywink:
YEAR OF VEHICLE: 2009
MAKE: HONDA
MODEL: ACCORD EX 2 DOOR COUPE
MILEAGE: 24,XXX
RETAIL/LEASE: PURCHASE
AMOUNT OF LOAN: $15,500
TERM CONTRACTED: 72 MONTHS
APR/LEASE RATE: 7%
MONTHLY PAYMENT: $275 PER MONTH
ANNUAL INCOME: $38K
MISCELLANEOUS COMMENTARY: WHEN I WAS SHOPPING AROUND FOR A LOAN I FIRST WENT TO USAA AND THEY OFFERED ME A 8.49% APR, WITH MY SHORT CREDIT HISTORY I THOUGHT THAT WAS GOOD ENOUGH. WHEN I GOT TO THE DEALER I WAS TOLD THAT THEY COULD PROBABLY BEAT WHAT USAA WAS OFFERING, SO I THOUGHT IT WON'T HURT TO TRY AND LONG BEHOLD WELLS FARGO DROPPED THE APR BY 1.49%, IM HAPPY WITH WHAT I GOT AND I'LL TRY REFINANCING IN ABOUT A YEAR OR SO. I'D LIKE TO SEE IF I COULD GET IT DOWN TO AROUND 3 - 4% IN A YEAR...WE'LL SEE!!!!!!