As stated Ive been in the process of rebuilding my credit for the past 2 years. I once had a score of 450, and I now have an Equifax score of 595 according to one report, and 555 according to myfico.

My transunion is 533, and Experian is 495.

Anyway, I
'm looking to put down a $9000 trade in on a $25,000 new car. I'll be financing $16,000 for 60 (maybe 72) months.

My income is about $40k/year

I understand that most dealers pull equifax or trans union. What kind of interest rate would I be looking at?