10-18-2012 09:14 AM
Congrats... 9% is marked up, car is brand new. With your scores, 5% is reasonable. Fight hard
5% from dealer financing on a new car with a 630 credit score? That would not be common in my opinion; likely can do better elsewhere but 9% isn't unreasonable in this instance. As others have posted, refinaincing in six months can likely reduce the interest rate by some amount.
Im not sure if this is what bodybuilder meant but OP's TU is 670... Hopefully Auto-Enhanced would be about that too... and with 670's you should actually qualify for tier 1 or 2 which if tryin gto finance should get you the promo, otherwords maybe a lease?
or go to Infiniti (They gave me a lease!)