Auto loan advice from an Underwrite
[ Edited ]
10-20-2012 06:52 AM - edited 10-20-2012 08:22 PM
Good Day MyFico family,
I have been watching this thread for quite sometime and decided to see if I could lend some of my experience to help some others out there.
Here is a little of my background:
- 5 years experience as a Business Manager / GSM for a multi-line car dealership.
- 5 years experience as an auto loan underwriter / loan manager for a large national auto finance company.
Currenlty I am employed by a large national auto finance company where I make decisions on loan applications submitted through select dealerships. I manage a team of underwriters and handle esclated requests from lower level underwriters.
I must state that anything that I say here is my personal opinion and does not in any way indicate the opinion or policies of my employer. Any comments made by me are in no way a reflection on my employer or represent a commitment on behalf of my employer. My statements have not been reviewed or approved by my employer for accuracy.
So with that being out of the way, what questions do you have?
Starting Score: 650
Current Score: TU 684 / EX 671 / EQ 624- Lender Pull
Goal Score: 725
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