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Established Contributor
Posts: 909
Registered: ‎08-30-2007
Re: Auto Loan Approvals!

ando35 wrote:
APPROVING BANK:Wells Fargo Dealer Services
BUREAU PULLED: Unsure
CREDIT SCORE: 654 Experian and 665 Transunion
CUSTOMER STATE OF RESIDENCE:Florida
NEW/USED: Used
YEAR OF VEHICLE: 2010
MODEL: Honda Accord LXE Coupe
MILEAGE: 25,000
RETAIL/LEASE:bought
AMOUNT OF LOAN:20,000
TERM CONTRACTED:72 months
APR/LEASE RATE:9%
MONTHLY PAYMENT:380
ANNUAL INCOME:$65,000
MISCELLANEOUS COMMENTARY:655 exp and 665 TU got me 9% from Wells Fargo Dealer Services

Congrats on your car.  If you can get your scores up in 6-12 mo., you could refinance for half that rate or better.  Good luck.


Starting Score: 500's
Current Score: 773 EQ(DCU), 757 TU(Barclay), 788 EX(Credit.com)
Goal Score:760 X 3


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