Established Contributor
guydiver
Posts: 581
Registered: ‎08-30-2007
Re: Auto Loan Approvals!

ando35 wrote:
APPROVING BANK:Wells Fargo Dealer Services
BUREAU PULLED: Unsure
CREDIT SCORE: 654 Experian and 665 Transunion
CUSTOMER STATE OF RESIDENCE:Florida
NEW/USED: Used
YEAR OF VEHICLE: 2010
MODEL: Honda Accord LXE Coupe
MILEAGE: 25,000
RETAIL/LEASE:bought
AMOUNT OF LOAN:20,000
TERM CONTRACTED:72 months
APR/LEASE RATE:9%
MONTHLY PAYMENT:380
ANNUAL INCOME:$65,000
MISCELLANEOUS COMMENTARY:655 exp and 665 TU got me 9% from Wells Fargo Dealer Services

Congrats on your car.  If you can get your scores up in 6-12 mo., you could refinance for half that rate or better.  Good luck.

MyFICO Forums ROCK!! & . Been There, Done That. Never Going Back! Goal>>>> 760 all 3.

Starting Score: 1/05 upper 500's??Current Score: FICO: EQ 730ish, TU 748(Barclay), EX 748(CS) Goal Score: .....800 IS ON MY BUCKET LIST! New DCU Member! .:smileyvery-happy:
In My Wallet: CU Visa 15K, Sam's Club 10K, Lowe's 15K, Cabela's Siggy Visa 11.5K,Travelocity AEX 18.9K