I just got approved for a  capital one blank check for $21.000. I am looking to get a smaller car because of gas prices being so high did the application online, then I received an email to call them to verify some info and was approved. I am putting down 2500 on a hopefully 16,000 dollar car. My interest rate will be 4.25%. They said they will mail me a check within 5 business days. Has any one else purchased a car this way? And was it fairly easy?