Established Contributor
Posts: 872
Registered: ‎10-16-2010
Re: Auto Loan Approvals!
APPROVING BANK: Honda Financial Services
BUREAU PULLED: I don't know
CREDIT SCORE: I don't know
CUSTOMER STATE OF RESIDENCE: Texas
NEW/USED: New
YEAR OF VEHICLE: 2012
MAKE: Honda 
MODEL: CR-V
MILEAGE: 16
RETAIL/LEASE: Retail
AMOUNT OF LOAN: ~$9600 (Actual price of vehicle was a little of $27K)
TERM CONTRACTED: 36 months
APR/LEASE RATE: 5.9% (I'm very shocked!)
MONTHLY PAYMENT: $279
ANNUAL INCOME: $47K
MISCELLANEOUS COMMENTARY: This was my first car financed ever and I was very surprised at how smooth the process was. (I was in the dealership less than 5 hours) Overall, my credit is pretty good minus a baddie that recently appeared (boo) and balances on my cards. I traded in a 2010 Chevy Tahoe that I owned outright and they gave me $21,500 towards the price of my new car so I couldn't resist. I have never had a car payment before but I am planning on paying this one off early. The gas mileage is impressive and the car rides great. I look forward to the next few years enjoying my smaller, more gas efficient vehicle!

Starting Score: 760
Current Score: 716 Equifax 754 TU 736 Experian
Goal Score: 760