New Visitor
Posts: 760
Registered: ‎02-11-2012
Re: So I got Approved, but have some questions on the best direction I should take (finance vs lease

Be careful on money back from a car purchase. USUALLY they will send you a 1099 form at the end of the year. THUS what is really happening is, you are overpaying for the car, then they are giving you some of your own money back. Your better bet is to bargain for the lowest sale price. It lowers your sales taxes, valuation, insurance,and your payment. Win, Win, Win, Win

Starting scores 01/02/2012 EQ 707(Fico) TU 733(Fico) EXP 735 (FAKO)
Updated scores 06/01/2014 EQ 797(Fico) TU 768(Fico) EXP 769 (Fico), EQ 849 (Next Gen 5/27/14 Penfed)

Remember the Three P's: Pay early in Full, Pay on Time, Patience