Valued Contributor
maiden_girl
Posts: 2,095
Registered: ‎12-29-2011
Re: Auto Loan Approvals!
[ Edited ]

APPROVING BANK: Chase Bank
BUREAU PULLED: Not yet known
CREDIT SCORE: Not yet known
CUSTOMER STATE OF RESIDENCE: CA
NEW/USED: Undecided
YEAR OF VEHICLE: Undecided

MAKE: Undecided
MODEL: Undecided
MILEAGE: N/A
RETAIL/LEASE: Retail
AMOUNT OF LOAN: 12k (deciding if I should request more)
TERM CONTRACTED: 60 months
APR/LEASE RATE: 5.30% (discounted by .50% due to Chase banking relationship) Approved APR 5.80%
MONTHLY PAYMENT: $226.89
ANNUAL INCOME: $22k+
MISCELLANEOUS COMMENTARY: Had to call to have my application reconsidered due to my employment history. Recently changed jobs so I had not provided my previous income or expected income of new job. Currently been a Chase customer for about 4+ years and I have a credit card with them. On to car shopping now! Interested in a Used Hyundai Accent b/c its a car I can afford right now. This is my FIRST auto loan! So excited!
The truth is out there...
FICO scores: 758 (EQ) 741 (EX) 768 (TU) 8/14 | Goal score: 750+ (all 3)
Tradelines: Capital One QS NPSL (5.0k) | Discover IT (6.0k) | Walmart Discover (5.0k) | Chase Freedom NPSL (7.3k) | Citi Simplicity (9.3k)