APPROVING BANK: Chase Bank
BUREAU PULLED: Not yet known
CREDIT SCORE: Not yet known
CUSTOMER STATE OF RESIDENCE: CA
NEW/USED: Undecided
YEAR OF VEHICLE: Undecided
MAKE: Undecided
MODEL: Undecided
MILEAGE: N/A
RETAIL/LEASE: Retail
AMOUNT OF LOAN: 12k (deciding if I should request more)
TERM CONTRACTED: 60 months
APR/LEASE RATE: 5.30% (discounted by .50% due to Chase banking relationship) Approved APR 5.80%
MONTHLY PAYMENT: $226.89
ANNUAL INCOME: $22k+
MISCELLANEOUS COMMENTARY: Had to call to have my application reconsidered due to my employment history. Recently changed jobs so I had not provided my previous income or expected income of new job. Currently been a Chase customer for about 4+ years and I have a credit card with them. On to car shopping now! Interested in a Used Hyundai Accent b/c its a car I can afford right now. This is my FIRST auto loan! So excited!
The truth is out there...
FICO scores: 677 (EQ) 664 (EX) 681 (TU) | Goal scores: 750+ (all 3)
Open loans: Hyundai Motor Finance - $12k balance | 60 months @ 4.9% (First Time Buyer 12/2012)
My Wallet: Capital One 1.5k | Macy's 1.0k | Living Spaces 8.5k | Ashley 5.5k | Amazon 2.0k | Discover IT 1.5k | Walmart Discover 1.5k | Chase Freedom 4.5k
