Valued Contributor
Posts: 1,228
Registered: ‎05-10-2012
Re: Denied!

Just saw in the approval thread, congrats!

  • Current: EQ FICO 706, TU FICO 701, EX FICO 706 | Starting Score: 525 (05/2012)
  • Starting total revolving credit: $1100 | Current total revolving credit: $36,700
  • Inquiries (12 Months): EQ 2 TU 1 EX 1 | Most Recent: 1/21/2014
Chase Freedom $9500
DCU Visa $10000
Capital One QS $2000
AMEX BCE $3000
Lowe's CC $8500
WalMart CC $3100
BOA Platinum $600
Community Leader
Established Contributor
Posts: 909
Registered: ‎08-30-2007
Re: Denied!

Glad you got the car loan.  Just remember, those student loans will be hanging over your head for a very long time.  They affect your DTI for a very long time.  And they can ruin your credit if you get behind.  Life happens, and it's easy to just put those in the back of your mind, almost like they don't exist.  Took me almost 19 years to pay mine off.  Not preaching here, just a little hard learned experience talking.  Good luck.

Starting Score: 500's
Current Score: 773 EQ(DCU), 757 TU(Barclay), 788 EX(
Goal Score:760 X 3

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