Contributor
luvandlife
Posts: 127
Registered: ‎05-29-2011
Re: Auto Loan Approvals!

APPROVING BANK: Wells Fargo
BUREAU PULLED: Unsure
CREDIT SCORE: EX 750, TU 740, EQ 739
CUSTOMER STATE OF RESIDENCE: California
NEW/USED: Used
YEAR OF VEHICLE: 2012
MAKE: Dodge
MODEL: Charger
MILEAGE: 12,000
RETAIL/LEASE: Retail
AMOUNT OF LOAN: $23,130
TERM CONTRACTED: 72 months
APR/LEASE RATE: 3.79%
MONTHLY PAYMENT: $347
ANNUAL INCOME: $35,000
MISCELLANEOUS COMMENTARY: I was origianlly approved for a Capital One Blank
Check for $19, 350 and an APR of 3.86%. I was denied by my Credit Union because
of my income (on job for 3 months) so I thought I better use the blank check. Went to the
dealership wanting a 2010 Dodge Charger, ended up qualifying for tier one rates and
the dealer shopped me the best deal with Wells Fargo. Drove home HAPPY, HAPPY, HAPPY!


Starting Score:575 TU, 577 EQ, 610 EX
Current Score:740 TU, 739 EQ, 750 EX
Goal Score:700+

~Anything Worth While, Takes Time~
I'm done taking shortcuts. I choose the long route. I'll still get there~
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