So, I want to get a CPO Audi S5 next year.  The car will be about 51k with tax, title, license.

I wanted to put down about 5 to 8k

Could or would the bank come back and say that is not enough of a down payment??  Or would they just flat out decline

My fico will be about 665-685 with 3 % utilization, discharged bk from Sept 2009, no baddies since then

income 82k

Thank you!