Regular Contributor
apandabear
Posts: 186
Registered: ‎03-15-2012
Re: Auto Loan Approvals!
APPROVING BANK: Wells Fargo Dealer Services
BUREAU PULLED: EQ
CREDIT SCORE: 655 (Dealer pulled)
CUSTOMER STATE OF RESIDENCE: North Carolina
NEW/USED: New
YEAR OF VEHICLE: 2012
MAKE: Toyota
MODEL: Prius c 3
MILEAGE: 55
RETAIL/LEASE: Retail
AMOUNT OF LOAN: $18,500
TERM CONTRACTED: 72 months
APR/LEASE RATE: 8.99%
MONTHLY PAYMENT: $327
ANNUAL INCOME: $52k
MISCELLANEOUS COMMENTARY: Prior repossession in 2010 (American Honda Finance). Was nervous about financing, but got in under 10% ... I am very happy with that.  Put down $7,000 in cash.
 
USAA also approved me... at 15%. hah.
Not currently watching my FICO or FAKO scores
Nov 2012 FICO - EQ 646 (myFICO SW), 655 (Lender Pull)

Left the garden in Nov 2012 to buy a Prius c and a new living room set!
Back in the garden until it's time to buy a house... 2014?