Regular Contributor
Posts: 200
Registered: ‎03-15-2012
Re: Auto Loan Approvals!
APPROVING BANK: Wells Fargo Dealer Services
BUREAU PULLED: EQ
CREDIT SCORE: 655 (Dealer pulled)
CUSTOMER STATE OF RESIDENCE: North Carolina
NEW/USED: New
YEAR OF VEHICLE: 2012
MAKE: Toyota
MODEL: Prius c 3
MILEAGE: 55
RETAIL/LEASE: Retail
AMOUNT OF LOAN: $18,500
TERM CONTRACTED: 72 months
APR/LEASE RATE: 8.99%
MONTHLY PAYMENT: $327
ANNUAL INCOME: $52k
MISCELLANEOUS COMMENTARY: Prior repossession in 2010 (American Honda Finance). Was nervous about financing, but got in under 10% ... I am very happy with that.  Put down $7,000 in cash.
 
USAA also approved me... at 15%. hah.
2009-10 - C/Os
2011 - Debts paid, no open credit
2012 - Rebuilding started, secured cards opened, SL rehabbed - EQ myFICO 636
2014 - 10k Discover, 3.5k Freedom, AmEx Green, SL, Auto Loan - EQ myFICO 695