We were automobile shopping this week and were individually handed  a "Your Credit Score and the Price You Pay for Credit" info page. It states and graphs my Equifax Score as 770 (750-799)  and my wife's score of an 823 (800-843). Ir shows 18% of the group in my class and 25% of the group in her class. It also shows 13% in the 700 to 749 class with the remaining comparables in the remaing 5 classes of which 6% fall into the lowest class, range 250-499. Their scoring model range is 250-843.