Credit score not a Fico
11-15-2012 04:23 AM
We were automobile shopping this week and were individually handed a "Your Credit Score and the Price You Pay for Credit" info page. It states and graphs my Equifax Score as 770 (750-799) and my wife's score of an 823 (800-843). Ir shows 18% of the group in my class and 25% of the group in her class. It also shows 13% in the 700 to 749 class with the remaining comparables in the remaing 5 classes of which 6% fall into the lowest class, range 250-499. Their scoring model range is 250-843.
Updated scores 05/01/2013 EQ 761 TU 780 EXP 788 (Exp. equivalency)
Remember the Three P's: Pay early in Full, Pay on Time, Patience