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mac4sum1
Posts: 2
Registered: ‎11-17-2012
best auto financing

i'm look for the best financing company that may approve me with the best interest rate. i do not want santander nor drive financing. i have a score of 620 and only 1 repo 5 years ago

Moderator
webhopper
Posts: 7,230
Registered: ‎09-16-2011
Re: best auto financing
Try cap 1 blank check....

Starting Score: 08/29/2011 TU 671 EQ 674
Current Score: TU 754 EQ 694 EX 697
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Established Contributor
TrishN
Posts: 505
Registered: ‎11-05-2012
Re: best auto financing

Print out your credit report and bring it with prof of income and down payment to credit union near you let see

10/2012 Started with 588 EQ Fico score and 20+ CA and CO
1750$ total CL
10/2013 in 700 Club
Personal :Total CL 196K
Business : Total CL 200K
Business LOC : 1M
Garden From 10/13/2013
Mega Contributor
Creditaddict
Posts: 16,918
Registered: ‎10-23-2007
Re: best auto financing

mac4sum1 wrote:

i'm look for the best financing company that may approve me with the best interest rate. i do not want santander nor drive financing. i have a score of 620 and only 1 repo 5 years ago


What is current on your credit file that is OPEN good or bad?

What do you want to buy, Used/New?

How much cash down you have?

Fico Scores: EQ 620, TU 675 & EX 703 (4-1-14)
Joint Cards: Navy NavCheck $15000, Discover iT $9000, Macy Amex $4000, Macy Store $3000, Macy Furniture $5800
AU: Virgin America $8500, CSP $27,000, Fidelity Amex $25,000, AA Biz $25,000, Barclay USAir Biz $6640
Mine: Navy NavCheck $3000, Kay Jewelry $2700, Pottery Barn $2800, FleetCard MC Biz $1800, HSN $1500, Vitacost MC $1500, Navy Cash $1500 and nRewards $1500, Bill Me Later $772, Cap1 Sony $750, Cap1 Spark $750, Best Buy MC $750, GE 76 Gas $650, Von Maur $600, Cap1 QuickSilver $500, Burbank CU $500, Kohls $300, Target1 $300, Target2 $300, Buckle $250, Express $250, Target3 $200
Valued Contributor
beb86
Posts: 1,117
Registered: ‎10-31-2011
Re: best auto financing

webhopper wrote:
Try cap 1 blank check....

+1 on this and you will save some money since even though you may get approved at the dealership with a lower rate the will charge you an outrageous finance charge where Cap1 shouldn't but YMMV

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