Moderator Emeritus
Posts: 7,225
Registered: ‎09-16-2011
Re: NFCU Auto Loan Pre-Approval 60 day limit
Nfcu will only draft what you say to the dealershop. The packet you get with the draft check tells you not to disclose your preapproved amount to the dealership. Furthermore they pay the dealer off the VIN and then you have a full 90 days to get all of the paperwork sent back in.

I did an auto refi with them in march and it was pretty painless. The only issue I had was that I kept getting requests to forward the car title to them in Virgina... I had to call like 3 times just to make sure they understood that my state was not a title holding state.

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