I agree.  Maxxed utilization, 21 lates on auto loans? sub 600 score, and asking for a loan on a 52K dollar automobile.........  If you have a $90,000.00 income, What seems to be the issue here?????

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Starting Score: 521 TU, 622 EQ on 6/20/2011
Current Score: 654 TU, 673 EQ
Goal Score: 705 TU, 730 EQ

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