it depends when the statement cuts per account.  usually 3-5 days after the statement cuts on the account is when the new info should be reported.

Just my suggestion if it was me in your shoes and trust me ive been there.  I would take that 3500 and just buy the best car that 3500 could buy me.  That way you can recover more quickly and pay any debt you have faster.

Sorry for your losses I wish you a speedy recovery