Frequent Contributor
Posts: 283
Registered: ‎02-05-2012
How can i get finance company to slash APR?

I was discharged from BK in june and i was able to finance a car which i needed to get to work its incurring about 45 dollars a month on intrest i need help trying to slash this rate its like 28% I was thinking about paying the balance around tax time because I find it ridiculous! But I needed it... Any ideas? I cant refi due to inquiries on CR I would like to build atleast some history with the car but the intrest is too crazy!

Last App: 9/16/13
BK Discharge: 6/12
NavyFCU Flagship Visa Sig $10k | NavyFCU nReward Secured $500 | NavChek $5k | Walmart $600 | Capital 1 Quicksilver $750 | Capital 1 Plat $1k | Kays $400 | Amazon $600 | Express $250 |