Shogun, thanks for the advice and thanks to the other that contributed. I will be more straightforward next time and I wont be so desperate. I will pay 2,500 around tax time and then pay 500 a month til it's paid in full.

App Free Since: 04/10/13 - App Free Til 01/07/2015 ; BK7 Discharged June 26, 2012
Orchard - $1k -