Hello, im looking to purchase either a new Rav 4 or new Camry soon, since my current work vehicle is starting to get real old, and my 2nd car is for leisure only. I would like to get a 0% financing deal. My current score for eq here on myfico is 713, my utilization is 30%. I make 90k per year. I do have a Mercedes Benz loan paid off just recently in May. can anyone give me an insight on my creditworthiness for 0% with Toyota?