Established Contributor
Posts: 646
Registered: ‎06-06-2012
Are self-employed income docs required for lease?

I am looking to lease a Mini as a second car. Lease makes sense for me atm (some tax breaks, smaller monthly, not worried about long term equity).


My FICO is in the 725ish area. My overall income is sufficient but is a pain to prove as self employed (also have employed income but it is only about 10k/yr). Will they likely ask for income docs? It has been 6 years since I bought a car and 12 years since I leased a car. Last car I bought they didn't require any income docs, I don't remember if they did when I leasedJust trying to gauge how much of a pain it may be.