Regular Contributor
princechristian
Posts: 203
Registered: ‎07-20-2012
Re: Paid off car & score went down - Need to buy new car

acevesf Thats a short story! Lol.

"Util - 43% - we recently bought some new appliances"

As Holdingontohope mentioned, from your file, your scores went down from Utilization. 

"Collections - I do have 8 MEDICAL collections"

I'm sure you already know but medical collections are often times easy to get deleted. I got my only 3 removed within a month.

 

Revolvers: FP Gold $300, FP Platinum $300, Applied Bank Business $500, Kay Jewelers $500, Fingerhut $400, Gettington $300

Installers: KHEAA student loan, Dealer Funding LLC auto loan x2, Crescent Bank auto loan, Acceptance Loan Co personal loan x2

Negatives: 1 collection - 2010 $307, Auto lates - 2 30 days, 60 day, 2009 / 3 30 days, 60 day, 2012