Valued Contributor
Posts: 1,216
Registered: ‎05-10-2012
Re: VW car finance

Agreed.  Most of the banks I've spoken with recently (Half a dozen or so banks and local credit unions) haven't said anything specifically about a downpayment.  As for dealer financing, I'd assume this would be in the underwriting if you were a fringe candidate.


VW Auto seems to be very flexible with good rates, and pulls EX it would seem most of the time.

  • Current: EQ FICO 694, TU FICO 695, EX FICO 698 | Starting Score: 525 (05/2012)
  • Starting total revolving credit: $1100 | Current total revolving credit: $29,500
  • Inquiries (12 Months): EQ 6 TU 3 EX 6 | Most Recent: 1/21/2014
Chase Freedom $5000
DCU Visa $10000
Capital One QS $2000
AMEX BCE $1000
Lowe's CC $8500
WalMart CC $2400
BOA Platinum $600