Frequent Contributor
xiownthisplacex
Posts: 260
Registered: ‎08-29-2011
Re: Auto Load with a local credit union what question to ask

creditnocash wrote:

the apr is the interest rate! doh. 

 


That is wrong http://en.wikipedia.org/wiki/Annual_percentage_rate

 

Stay away from them, you will end up paying a lot more.

They won't share the report, they will require a new hard pull. Do some research before going to the dealership. Look for credit unions with the best APR, easy to find online. And once you found one, get pre-approved. Only then you should go to the dealer.


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