Member
joeyd
Posts: 5
Registered: ‎12-22-2012
Re: Auto Loan Approvals!
APPROVING BANK: Toyota
BUREAU PULLED: EQ
CREDIT SCORE: 572 myfico, dealer said it was 531
CUSTOMER STATE OF RESIDENCE: Ga.
NEW/USED: Used
YEAR OF VEHICLE: 2012
MAKE: Toyota
MODEL: Camry
MILEAGE: 22035
RETAIL/LEASE: Retail
AMOUNT OF LOAN: 17952.22 with Ext. Warranty and Gap.
TERM CONTRACTED: 60
APR/LEASE RATE: 17.34
MONTHLY PAYMENT: $449.45
ANNUAL INCOME: $47,000
MISCELLANEOUS COMMENTARY: Put 2K down. My only concern is since it was a certified used toyota with warranty left do I need the extended warranty. Should I cancel extended warranty and Gap? Is Nationawide Insurance Gap added to my policy sufficient? Seems my downpayment really went toward the Ext. warranty and their Gap Insurance. Rate High but 6 month out of BK happy anyone would buy me. Plan send two checks a month one for payment, and other for $100 a month toward principle to buy down this interest rate and shorten the loan. TY Forum!