Re: Auto Loan Approvals!
12-31-2012 06:55 PM
APPROVING BANK: Subaru (JP Morgan)
BUREAU PULLED: Unsure of what Dealer pulled, he just said both husband and I were over 700- enough to get Tier I
CREDIT SCORE: 714 as of November- TU
CUSTOMER STATE OF RESIDENCE: ME
YEAR OF VEHICLE: 2013
MODEL: Forester 2.5X w/ Alloy Wheels
AMOUNT OF LOAN: $25,XXX
TERM CONTRACTED: 72 Mos
APR/LEASE RATE: 1.9%
MONTHLY PAYMENT: $382
ANNUAL INCOME: 75k
MISCELLANEOUS COMMENTARY: MSRP was $23,823. We purchased the GAP and a service plan (I think about $1300 combined), and rolled over about 2k in negative equity. I think we did pretty good. We initially started at a Nissan dealer this morning but they just didnt get us where we wanted to be on the price or trade in.-- In the end they got the trade in pretty close, but price still wasn't what I wanted and they supposedly couldnt get the rate lower than 3.69%, which I know they were just trying to make up for the trade.... so we walked and I e-mailed a guy I had previously worked with a couple months ago at the Subaru dealer to see if they had any year end deals going on the foresters. I'm very happy with the forester- I think it was a better choice over the rogue, we definitely needed something with AWD to handle the snow this winter.
2013 Goal: Garden and 740+ scores across the board.