Established Contributor
Posts: 619
Registered: ‎09-26-2011
Re: NFCU Refi?

Thanks for the replies! My UTIL is at 53% divided over 4 of 10 cards (one of which is mostly 0% but is at 94%, so looks "maxed out").  I'm paying these down this month to less than 50%, including finagling the one to 79% to see what happens.  I don't think my mortgage will start reporting until Feb/Mar, though. 


I'm curious if anyone knows the score needed for the most favorable APR from NFCU on a refi?

Starting Score: 10/1/2011 EQ 568 TU 593
Current Score: EQ 664 TU 700 EX 701 (FAKO)