Mega Contributor
Creditaddict
Posts: 19,422
Registered: ‎10-23-2007
Re: Denied Denied Denied

Infiniti is pretty easy to garner an approval, so if you are being declined through them for lease or purchase you have NO reason to shop the loan around (At least when it comes to Brand New) in my opinion.  it's one thing if you have a Credit Union Pre-Approval for 10% and want dealership to beat the rate or something but otherwise if you have no options and don't get dealer brand financing you know you are stepping out of "Prime" auto financing... take yourself to CarMax and find soething for under $20k and you can probably walk out with a $600 payment at 23%... yes that's awful but that's what you have to do with 21 lates and maxed out credit cards, trust me... I have done it with BK's and actually with CarMax and Infiniti!

Fico Scores: EQ 657 Cabelas, TU 662 Walmart, EX 699 Wells (07-27-14)
You will have to put up Electric Fence to keep me in the garden!
Highest Limit: Navy Federal Cash Sigi Visa $50k (AU)
Lowest Limit: Express $300
Over 40 Cards in between :smileytongue: