Try getting preapproved at a credit union before shopping for a vehicle. I've had a lot of great experiences at CU's, and they usually have great rates. You can tell them you're looking for 16k loan maximum, and they can tell you your max.
AMEX BCE: $15K, Chase Sapphire: $5k, Discover More: $3250, Kay Jewelers: $7200, Lowes: $3000, TD Easy Rewards: $1000, CapOne:$750, CapOne:$750, CareCredit: $3500, Lenscrafters $500, Victoria Secret: $920, Wells Fargo (Furniture card) $2800, Best Buy:$900, American Eagle: $600
2013 Goal: Garden and 740+ scores across the board.
