Established Contributor
sccredit
Posts: 770
Registered: ‎09-14-2012
Thinking about pulling the trigger this weekend!
[ Edited ]

Very much debating pulling the trigger on a new or used car this weekend.  Have my eyes on a Certified Hyundai Genesis Coupe and am on the phone with my local credit union about financing the car for me!  If they won't I'll look at DCU or USAA.  Fingers are crossed!  

 

Guess I should add that my scores are below and income is right at $100k a year.  Currently one auto loan financed ($22k) through the same credit union.  Looking for loan about $19k.

Mortgage $299k/$310k
Autos Loans $49.5k/$60k
Unsecured Lines $157.2k

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Valued Contributor
Epcot
Posts: 2,760
Registered: ‎10-10-2012
Re: Thinking about pulling the trigger this weekend!
Hope it works out, keep us posted! :smileyhappy:

Starting Score: EQ 717 EX 724 TU 736
Current Score: EQ 780 EX 770 TU 774
App free since 4/11/13
Established Contributor
sccredit
Posts: 770
Registered: ‎09-14-2012
Re: Thinking about pulling the trigger this weekend!

Told me everything looked good but needed an underwriter to sign off.  I hope it works...1.79% APR with Direct Deposit and Auto Pay.

Mortgage $299k/$310k
Autos Loans $49.5k/$60k
Unsecured Lines $157.2k

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DCU FICO 718

Valued Contributor
MovingForward_2012
Posts: 3,406
Registered: ‎12-19-2012
Re: Thinking about pulling the trigger this weekend!
Congrats! I hope you enjoy your new car!
Cards: Orchard Bank ($1100) | Cap1 Cash Rewards ($2500) | Chase Freedom ($1000) | Best Buy ($2500) | Discover It ($1000) | Barclay Rewards ($2500) | Current scores: EX FAKO: 684, CK TU: 649, FICO EQ: 680, FICO TU: 698, FICO EX: 658 Happy Homeowner Since 2/6/13! :smileyhappy: Last App: 4/5/13 Gardening until July 2014
Established Contributor
sccredit
Posts: 770
Registered: ‎09-14-2012
Re: Thinking about pulling the trigger this weekend!
[ Edited ]

Oh well, came back at 2.79% as a second car loan.  Not much too -edit about...

 

-edited to keep it G rated   -pizzadude, myFICO forums moderator

Mortgage $299k/$310k
Autos Loans $49.5k/$60k
Unsecured Lines $157.2k

Discover FICO 732
DCU FICO 718

Established Contributor
sccredit
Posts: 770
Registered: ‎09-14-2012
Re: Thinking about pulling the trigger this weekend!

Couldn't do it, had the financing lined up, had the car about 20% off of sticker and couldn't pull the trigger.  Maybe I'll try again in a few months when I drop my son's private school tuition and after bonus time at work.

Mortgage $299k/$310k
Autos Loans $49.5k/$60k
Unsecured Lines $157.2k

Discover FICO 732
DCU FICO 718