Thank you!  Well, with a 709, I bet you had no trouble at all -ha! ;-)

I am hoping that I can get my FICO up to at least a 680 before apping. I am not holding out for a 1.99% re-fi rate -- Hell, i'd be ECSTATIC with an 8-10% rate at this point. This finance company is killing my pockets.

Starting Score: 526 EXP 09/2012 600 FICO 10/2012 608 EX (lenderpull)11/2012
Current Score: 4/2013 TU FICO 697, 02/2013 EQ 698 FICO (lender) 04/2013 674 Credit Sesame
NEW GOAL SCORE FOR 2013Breaking into the 700 club
[OLD GOALS: For now- 680 on all 3 = GOAL REACHED IN 02/2013}
Take the FICO Fitness Challenge
App Free since 2.8.13