Frequent Contributor
Posts: 416
Registered: ‎12-05-2012
Re: Advice on NFCU re-fi
[ Edited ]

WOW! Sorry to hear about your accident.Glad you are well and that it was just the car.


As for NFCU..

I'm certainly considering it. i think i will wait for February though since my util will go down to 9% from it's current reporting 43% (even though I am really at 30%, but it didnt make it before the statement cut for January) and I should have 1 of my 3 paid collection accounts removed by then. I think I will see a huge boost at that point.


Wow thats a great rate! Did u have any inquiries on ur report when u app'd? from which CRA did they pull?

Starting Score: 526 EXP 09/2012 600 FICO 10/2012 608 EX (lenderpull)11/2012
Current Score: 4/2013 TU FICO 697, 02/2013 EQ 698 FICO (lender) 04/2013 674 Credit Sesame
NEW GOAL SCORE FOR 2013Breaking into the 700 club
[OLD GOALS: For now- 680 on all 3 = GOAL REACHED IN 02/2013}
Take the FICO Fitness Challenge
App Free since 2.8.13