Established Contributor
thankfulheart
Posts: 619
Registered: ‎09-26-2011
Review in process w/ NFCU for refi

I pulled the trigger today as my credit picture is not going to get much better anytime soon and I wanted to refi my car. I got the "range" of APRs they might offer, the lowest being 2.99, the highest being something I would never agree to (11% ish?)  I'm currently at 5.74%.  My current EQ score isn't so hot, 669, but like I said, it's pretty much all UT that isn't going anywhere soon as I'm taking advantage of 0% offers and the dust is settling post-home purchase.  Just hoping I didn't take a hard pull for nothing and get a crappy APR or, worse, declined. :smileysad:

Starting Score: 10/1/2011 EQ 568 TU 593
Current Score: EQ 664 TU 700 EX 701 (FAKO)