Valued Member
Posts: 26
Registered: ‎07-26-2012
1 auto loan app at dealership = 13 inquiries?

I applied for loan for used auto yesterday. My lender pull scores were 6161637/647. I was approved by Toyota Financial Services.


I received a score watch alert from MyFico today that said I had 13 new inquiries on my report!


I was under the impression that all auto credit pulls in a 30 dat period were considered 1 pull, is this right? Will my credit reports change in 30 days to reflect the one pull?


Any thoughts would be appreciated as I am very worried. I plan to apply for a few cards in a few months and think 17 (my current # includes the 13 from yesterday) inquiries will make getting a credit card impossible.


Thank you.

Starting Score: 600
Current Score: 663
Goal Score: 720

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