1 auto loan app at dealership = 13 inquiries?
01-13-2013 08:32 PM
I applied for loan for used auto yesterday. My lender pull scores were 6161637/647. I was approved by Toyota Financial Services.
I received a score watch alert from MyFico today that said I had 13 new inquiries on my report!
I was under the impression that all auto credit pulls in a 30 dat period were considered 1 pull, is this right? Will my credit reports change in 30 days to reflect the one pull?
Any thoughts would be appreciated as I am very worried. I plan to apply for a few cards in a few months and think 17 (my current # includes the 13 from yesterday) inquiries will make getting a credit card impossible.
Starting Score: 600
Current Score: 626
Goal Score: 720
Take the myFICO Fitness Challenge