Frequent Contributor
Posts: 443
Registered: ‎12-05-2012
Refi Approval from NFCU w/ unpaid CO on EXP
I have an unpaid CO on my EXP (accruing opened in 2009 & CO in 2010)
I want to refi my 19.99% auto loan with tidewater motor credit to a lesser interest rate with NFCU - hopefully in February.
I've been with NFCU since 2007 I think and opened a CC ($6k) with them in dec 2011. I have a couple of CDs with them too. They've only pulled my TU in the past .

So do u think i would be approved for a refi with this unpaid CO on my EXP?
Starting Score: 526 EXP 09/2012 600 FICO 10/2012 608 EX (lenderpull)11/2012
Current Score: 705 FICO TU (10/2014)Take the FICO Fitness Challenge