Valued Contributor
Posts: 3,406
Registered: ‎12-19-2012
Re: 1 auto loan app at dealership = 13 inquiries?
Wow! All 13 inquiries were from the Toyota Dealership when you got approved through Toyota? When I leased my Acura, there were only 2 pulls: one from the dealer and one from Acura Financial.

Unfortunately, they only count as 1 for scoring purposes but other lenders will see each inquiry individually. If you get denied for a credit card, ask the rep for a reconsideration and tell them they were all pulled at one dealership for one car...they may approve after you give explanation.
Cards: Orchard Bank ($1100) | Cap1 Cash Rewards ($2500) | Chase Freedom ($1000) | Best Buy ($2500) | Discover It ($1000) | Barclay Rewards ($2500) | Current scores: EX FAKO: 684, CK TU: 649, FICO EQ: 680, FICO TU: 698, FICO EX: 658 Happy Homeowner Since 2/6/13! Smiley Happy Last App: 4/5/13 Gardening until July 2014