---

HoldingOntoHope wrote:

NFCU generally pulls Equifax and sometimes Transunion. So if this collection is only showing on EX then they won't see it. Since you already have a credit relationship with NFCU I would guess that your approval odds are good.

---

I would think so too- i just wanted to be sure. I cant wait to check my FICO score  in February to try to guesstimate what kind of rate I will get......

Starting Score: 526 EXP 09/2012 600 FICO 10/2012 608 EX (lenderpull)11/2012
Current Score: 4/2013 TU FICO 697, 02/2013 EQ 698 FICO (lender) 04/2013 674 Credit Sesame
NEW GOAL SCORE FOR 2013Breaking into the 700 club
[OLD GOALS: For now- 680 on all 3 = GOAL REACHED IN 02/2013}
Take the FICO Fitness Challenge
App Free since 2.8.13