Frequent Contributor
Posts: 446
Registered: ‎12-05-2012
Re: Refi Approval from NFCU w/ unpaid CO on EXP

HoldingOntoHope wrote:

NFCU generally pulls Equifax and sometimes Transunion. So if this collection is only showing on EX then they won't see it. Since you already have a credit relationship with NFCU I would guess that your approval odds are good.

I would think so too- i just wanted to be sure. I cant wait to check my FICO score  in February to try to guesstimate what kind of rate I will get......

Starting Score: 526 EXP 09/2012 600 FICO 10/2012 608 EX (lenderpull)11/2012
Current Score: 705 FICO TU (10/2014)Take the FICO Fitness Challenge