Re: BMW Financial Services
01-16-2013 01:05 PM
I applied for a BMW car loan and the guy told me as long as I pay off all my C/O accounts and or collections they would have an easy chance of approving me. I had a Credit score of about 530 he told me 600+ with no outstanding debts owed ( c/o or opencollections) he said would give you good apr. I paid off my collections and C/O and went to a honda dealer instead with a credit score of 540 and I got approved for a brand new 2012 civic SI with all the goodies and an apr of 4.9%. make sure you have a low uti. youll have no problem my next car after I pay this one off next year will be a BMW. Happy car buying took me a good month to decide what i want and for what i want to pay. Other dealers tried to tell me 17% is the lowest they can go but dont believe their BS. they can go lower. trust me i walked a couple times then got many many phone calls a day later.
Current Score 6/2013: EX: 663(FICO) EQ: 637 (FICO) Trans: 629 (FAKO) Auto Enhanced FICO TU 707- Lender pulled
Goal Score: 700 Across!
Gardening til 6/2014!!