Regular Contributor
Posts: 236
Registered: ‎05-06-2008
Re: BMW Financial Services

I applied for a BMW car loan and the guy told me as long as I pay off all my C/O accounts and or collections they would have an easy chance of approving me. I had a Credit score of about 530 he told me 600+ with no outstanding debts owed ( c/o or opencollections) he said would give you good apr. I paid off my collections and C/O and went to a honda dealer instead with a credit score of 540 and I got approved for a brand new 2012 civic SI with all the goodies and an apr of 4.9%. make sure you have a low uti. youll have no problem my next car after I pay this one off next year will be a BMW. Happy car buying Smiley Happy took me a good month to decide what i want and for what i want to pay. Other dealers tried to tell me 17% is the lowest they can go but dont believe their BS. they can go lower. trust me Smiley Happy i walked a couple times then got many many  phone calls a day later.

Starting: 6/2012 : EX: 485(FAKO) EQ: 490(FICO) Trans: 482(FAKO)
Current : 4/2014: EX: 650(FICO) EQ: 664 (FICO) Trans: 681 (FICO)

Cards: NPSL Amex Green (AU), $11500 Discover IT, $4000 Quicksilver One, $3500 Bank of America Travel Rewards,$3000 Amex BCE,$3000 Quicksilver One, $3000 AA, $2500 Sallie Mae MC, $5000 Citibank AA, $1500 Barclay, $1200 Macys
~Back to the Garden~

Goal Score: 700 Across!

Gardening til 8/2014!!