Super Contributor
Posts: 9,668
Registered: ‎01-28-2010
Re: MLK Day Blues
[ Edited ]


Usually banks and CUs will credit your payment on the day they receive it, so I'm guessing they'll credit you as paying on Jan 22.


As far as whether they include holidays in the total day count from month to month, I believe that they are counted.    Usually 30 days late means 30 calendar days, not 30 business days.     But I'd go ahead and call in as suggested to plead your case for them not reporting you as late and not charging late fees.

March2010 FICO® ~ 695 TU, 653 EQ, 697 EX