Super Contributor
Posts: 9,668
Registered: ‎01-28-2010
Re: Roadloans 1.99% APR

kay9 wrote:

Thanks for the response.


Have one auto loan "joint account" from 2003 for $29k from a Credit Union. That was paid off in 2010 and the credit report shows "Closed or Paid Account"


Was thinking of trying of going through the same local Credit Union since they may take that previous loan as a good sign. Just their lowest APR offered is 3.9% for used vehicle loans

I'd definitely recommend talking with a CU, and you should probably shop around.   You should be able to get a better rate than 4%, certainly with a 740ish FICO score.

March2010 FICO® ~ 695 TU, 653 EQ, 697 EX