Regular Contributor
Posts: 170
Registered: ‎06-24-2011
Should I Refinance?
[ Edited ]

I got an Autoloan last year through Cap1Auto. My credit score was 547 and my Interest rate is 16.9

I am just starting to fix my credit. I have always made my car payments on time. Never late.


As soon as i get my tax return I am paying off most of my old debt.


How long should I wait before trying to refinance? Should I wait untill my score gets in the 600's?


(72 month loan)

USAA Mastercard-$2000 USAA Visa-$2000 USAA SC-$500 NFCU-$12500 Walmart-$800 BestBuy $1000 Navcheck 3000

2-4-14 Gardening