I got an Autoloan last year through Cap1Auto. My credit score was 547 and my Interest rate is 16.9
I am just starting to fix my credit. I have always made my car payments on time. Never late.
As soon as i get my tax return I am paying off most of my old debt.
How long should I wait before trying to refinance? Should I wait untill my score gets in the 600's?
(72 month loan)
Starting Score: 528