Should I Refinance?[ Edited ]
01-23-2013 01:17 PM - edited 01-23-2013 01:18 PM
I got an Autoloan last year through Cap1Auto. My credit score was 547 and my Interest rate is 16.9
I am just starting to fix my credit. I have always made my car payments on time. Never late.
As soon as i get my tax return I am paying off most of my old debt.
How long should I wait before trying to refinance? Should I wait untill my score gets in the 600's?
(72 month loan)
Starting Score: 528
Current Score: TU 629 EQ597 EX587
Goal Score: 650
Credit Cards: USAA Secured $250.00
Take the myFICO Fitness Challenge
quizzle score-586 Credit Karma score-533